It is your responsibility to know the limits of your insurance benefits found in the “Outpatient Behavioral Health” provisions of your policy.Depending on your insurance plan, your session may be subject to a copay, deductible or coinsurance.
A copay is a set amount that you pay per session and can range from $5 – $35. A deductible requires you to pay the full amount of the session until a yearly maximum is reached. Typical deductibles are $1,000 to $3000 and typical session costs are $75 to $125. Coinsurance is a percentage of the maximum session rate that is sometimes applied after a deductible has been satisfied.
It is a good idea to contact your insurance company to determine if copays, deductibles or coinsurance applies. I won’t know for sure what your out-of-pocket cost is until your insurance company pays me the first time. This can take 2-6 weeks.
Payment of copays, deductibles and coinsurance are expected at the time of service. I accept debit/credit cards or HSA/FSA cards.
Insurances accepted are: Fallon, BMC, Beacon/Carelon, Optum, Harvard Pilgrim/Point32Health, United Healthcare, Unicare, GIC, Blue Cross Blue Shield, Anthem, Tufts commercial plans, GPA Group Pension, UMR, Allways Healthcare, Cigna/Evernorth, Aetna, Oscar Health, Oxford, Health Plans Inc.
I do not accept:Tufts public plans (Together, Unify, Direct). Masshealth (unless it is through Fallon or BMC).
You have the option to pay me directly if you do not have insurance or do not want to use your insurance. My current rates for self-pay are $100 per session for Individual therapy and $125 per session for couples therapy. Payment is expected at the time of service. I accept credit/debit, HSA/FSA cards.